Saving as much as possible is the goal. You can save by budgeting AND reducing costs. Sometimes it takes an outside view to give you clarity or ideas. We do that a lot.
A good example is from a client we have worked with. A bank held $8,000 up, it would not get released unless certain conditions met. We helped the client with these conditions and they are VERY grateful. They should get the funds Monday via a lawyer.
The house mortgage may change also. We will work to position for that and the savings could be over $ 100,000. It is a great return on investment.