There are different ways and different parameters for this.
Knowing your options, what can be done? How? Talking with the right people.
Sometimes people struggle with an impossible debt and this takes a toll. It can cause stress which can affect your health and well being. Better to get good advice.
With money, reliability is everything.
A person can be faced with new circumstances and not know what to do?
Getting experienced guidance, an array of choices, can help.
Can also reduce stress. Make life easier.